Have Goldman Sachs Analysts Become Overly Optimistic By Revising Their Year-End S&P 500 Index Target Upwards?<\/a><\/p>\n\n\n\nIt's worth noting that the Basel III rules have their roots in the aftermath of the 2007-2009 global financial crisis. The crisis, which forced taxpayers to bail out several undercapitalized banks, prompted regulators to implement more robust capital requirements to prevent a similar scenario in the future.<\/p>\n\n\n\n
The journey to this point has been long and complex. In July 2023, the Fed, along with the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, published for comment proposed changes to bank capital rules. These rules were expected to overhaul how larger banks gauge risk and determine appropriate capital holdings.<\/p>\n\n\n\n
Banking Industry's Pushback<\/h2>\n\n\n\n
However, the banking industry's pushback against the original proposal has been significant. Financial institutions have been calling for a re-proposal, arguing that the initial plan could hinder their operations and competitiveness. In response, regulators have spent months revising the plan, aiming to strike a balance between ensuring financial stability and maintaining a competitive banking sector.<\/p>\n\n\n\n
While the Fed has declined to comment on the Bloomberg report, and the FDIC and the Office of the Comptroller of the Currency have yet to respond to requests for comment, the anticipation in the financial sector is palpable.<\/p>\n\n\n\n
As we look ahead, these proposed revisions could mark a turning point in the ongoing debate over bank regulation in the United States. If implemented, they could potentially alleviate some of the pressure on larger financial institutions while still maintaining robust safeguards against systemic risk.<\/p>\n\n\n\n
However, questions remain about the long-term implications of these changes. Will they strike the right balance between financial stability and economic growth? How will they impact the competitiveness of U.S. banks on the global stage? And perhaps most importantly, will they provide sufficient protection against future financial crises?<\/p>\n\n\n\n
As the September 19th date approaches, all eyes will be on U.S. regulators. Their decisions in the coming weeks could shape the future of American banking for years to come, influencing everything from lending practices to investment strategies. For investors, policymakers, and everyday Americans alike, the stakes couldn't be higher.<\/p>\n","post_title":"US Regulators Set To Unveil Major Changes To Bank Capital Rules","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"us-regulators-set-to-unveil-major-changes-to-bank-capital-rules","to_ping":"","pinged":"","post_modified":"2024-09-14 00:40:27","post_modified_gmt":"2024-09-13 14:40:27","post_content_filtered":"","post_parent":0,"guid":"https:\/\/www.thedistributed.co\/?p=18595","menu_order":0,"post_type":"post","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":8656,"post_author":"14","post_date":"2022-12-05 18:18:19","post_date_gmt":"2022-12-05 07:18:19","post_content":"\n
The cryptocurrency market saw modestly higher prices this trading week, despite warnings from analysts that the market could fall further, pressured by fears that the collapse of the FTX could drag other exchanges into the mud. One of the reasons behind this rise is that Federal Reserve Chair Jerome Powell said that the U.S. central bank might slow the pace of interest rate hikes.<\/p>\n\n\n\n
Investors' confidence is rising due to their belief that the U.S. central bank could roll out smaller-sized interest rate hikes, and according to estimates, the next interest hike should not be above 50 basis points. The next Federal Reserve meeting is scheduled for December 13, and in the days ahead, investors will continue to observe every piece of data that could influence the Federal Reserve decision.<\/p>\n\n\n\n
It is important to mention that Chicago Fed President Charles Evans, who was \"hawkish\" at several latest Fed meetings, also said that the pace of increases is likely to slow. This is undoubtedly positive news for cryptocurrencies, and if this really happens, we could see many cryptocurrencies at higher price levels.<\/p>\n\n\n\n
Another positive news came from Morgan Stanley CEO James Gorman, who said<\/a> that he is convinced that cryptocurrencies are here to stay. Many investors continue to buy cryptocurrencies at their current lows as long-term investments because they believe in their future and potential. Hedera (HBAR) is also showing some positive momentum in the short term, and the price of this cryptocurrency has recovered from its 2022 lows reached on November 09.<\/p>\n\n\n\nSee Related: <\/em><\/strong>ISO20022 And Its Compliant Cryptocurrencies<\/a><\/p>\n\n\n\nHedera Hashgraph (HBAR) Technical Analysis<\/h2>\n\n\n\n
The price of Hedera (HBAR) has advanced from $0.042 to $0.050 since November 09, and the current price<\/a> stands at $0.0488.<\/p>\n\n\n\n
![\"Hedera](\"https:\/\/www.thedistributed.co\/wp-content\/uploads\/2022\/12\/Hedera-analysis-800x337.jpg\")