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Equity · Financial Services

UPST

Upstart Holdings, Inc. · NasdaqGS

$25.12 −3.40% 1D Finazon · prior-day close · Sep 10, 2026

Reddit mentioned UPST 10 times in the 30 days to 11 September 2026, across 3 of the communities we track. All of them were scored for sentiment: 50% read bullish, 10% bearish and 40% neither. Reddit data updated 11 September 2026.

Price · Chart
Our own end-of-day closes 61 sessions
$40 $25 15 Jun 10 Sep

The line runs $32.35 on 15 June through $25.12 on 10 September, on a scale from $25 to $40. Days the market did not trade hold the previous close, flat.

The chart above plots the price of UPST over the range selected — one day to the full history — drawn by TradingView from their own data. Our own licensed end-of-day series holds 61 sessions over that window: $32.35 on 15 June 2026 through $25.12 on 10 September 2026.

Market cap $2.4B
P/E (TTM) 67.9
52-week range $24.21 – $68.85
Avg volume 309.4K
Mentions · 30d 10
Net sentiment +0.07

Finazon · prior-day close · valuation computed from SEC EDGAR filings · as of Sep 11, 2026

UPST · crowd attention × price

Share ↗
10 mentions

Day10 Sep 2026

MENTIONS20–3 / day
PRICE$25.12$24–$32Source: Finazon
UPST over the last 30 days, plotting daily Reddit mentions as bars, left-hand scale; the daily closing price as a line on its own right-hand scale, solid across consecutive trading days, held flat and diagonally hatched over days the market was closed, diagonally hatched over days we hold no close for.per day0123usd$24$26$28$30$3213 Aug20 Aug28 Aug4 Sep11 Sep
UPST over the last 30 days, plotting daily Reddit mentions as bars, left-hand scale; the daily closing price as a line on its own right-hand scale, solid across consecutive trading days, held flat and diagonally hatched over days the market was closed, diagonally hatched over days we hold no close for.13 Aug28 Aug11 Sep
The Distributed Sentinel 11 Sep 2026

UPST's busiest day for Reddit mentions was also its lowest close of the window — 2 mentions and $25.12 on 10 September

This chart in words

The chart plots daily Reddit mentions of UPST over the 30 days to 11 September 2026: 10 in total, busiest on 10 September with 2, and 2 on the last day counted. Across this window the close ran between $25.12 on 10 September and $31 on 27 August. The line is the daily close over the same window: $30.98 on 13 August, $25.12 on 10 September. Of those days, 20 were trading sessions and the other 10 are hatched on the chart. On 9 of them no session took place, and the last close before it is carried forward rather than plotted; on 1 of them we hold no close at all, which is a gap in our own record rather than a closure we can prove.

Finazon · prior-day close, some closes dollar-rounded at the source

Crowd sentiment on UPST · 30d

n = 10 scored · Method
UPST

50% bullish

Overall market sentiment

56% bullish

UPST reads 6 points less bullish than overall market sentiment. Same measure; same 30-day window.

Where UPST is discussed

(30d)
r/wallstreetbets 70% 7 +0.11
r/investing 20% 2 −0.04
r/ausfinance 10% 1 +0.05

UPST insider trades

SEC Form 4 · last 90 days · newest reported trade 10 Sep 2026
Open-market buys 1
Open-market sells 10
Net sold $3.10M
Non-trade filings 1
Date Insider Type Shares Value
10 Sep 2026 Gu Paul Chief Executive Officer Buy 50,000 $1.28M
08 Sep 2026 Datta Sanjay President, Capital& Enterprise Sell 116,000 $3.17M
25 Aug 2026 Mirgorodskaya Natalia See Remarks Sell 913 $27K
20 Aug 2026 Darling Scott Chief Legal Officer Sell 7,696 $216K
20 Aug 2026 Datta Sanjay President, Capital& Enterprise Sell 8,945 $251K
20 Aug 2026 Mirgorodskaya Natalia See Remarks Sell 586 $16K
19 Aug 2026 Blankmeyer Andrea Chief Financial Officer Sell 3,000 $88K
19 Aug 2026 Datta Sanjay President, Capital& Enterprise Sell 10,000 $315K
17 Aug 2026 Blankmeyer Andrea Chief Financial Officer Sell 7,175 $211K
17 Aug 2026 Darling Scott Chief Legal Officer Sell 814 $24K
17 Aug 2026 Datta Sanjay President, Capital& Enterprise Sell 2,033 $60K

Compensation mechanics Share grants, option exercises, tax withholding and transfers. They reach the same Form 4 as a trade, but they are not the insider buying or selling on the open market, so no purchase or sale value applies to them.

Date Insider Type Shares Value
08 Sep 2026 Datta Sanjay President, Capital& Enterprise Option exercise 300,000 $405K

UPST reported financials

SEC EDGAR XBRL

UPST reported revenue of $1.0B for the fiscal year ended 31 Dec 2025. Net income over the same period was $53.6M.

Figure Reported Period
Revenue $1.0B 31 Dec 2025 fiscal year
Net income $53.6M 31 Dec 2025 fiscal year
Diluted EPS $0.45 31 Dec 2025 fiscal year
Total assets $3.2B 30 Jun 2026 at period end
Total equity $797.5M 30 Jun 2026 at period end

Source: SEC EDGAR XBRL company facts · latest period ended 30 Jun 2026

UPST earnings

SEC EDGAR
Date Period EPS Revenue
30 Jun 2026 Q2 2026 $0.16 $365M
31 Mar 2026 Q1 2026 $-0.07 $308M
31 Dec 2025 FY 2025 $0.45 $1.04B
30 Sep 2025 Q3 2025 $0.23 $277M
30 Jun 2025 Q2 2025 $0.05 $257M
31 Mar 2025 Q1 2025 $-0.03 $213M
31 Dec 2024 FY 2024 $-1.44 $637M
30 Sep 2024 Q3 2024 $-0.07 $162M

Next report no date announced in SEC filings yet

Reported figures & scheduled dates · SEC EDGAR filings

UPST institutional holders

SEC Form 13F

9 of the 45 institutional funds we track reported a UPST position for the quarter ended 30 Jun 2026 — a combined $233.4M; the latest of those filings landed 02 Sep 2026.

Fund Action Shares Value
Marshall Wace Trimmed −27.7% shares 2,370,690 $84.0M
Citadel Advisors Added +51.4% shares 955,585 $33.9M
Point72 Asset Management Held (±25%) +17.1% shares 885,159 $31.4M
Coatue Management Held (±25%) 870,947 $30.9M
Millennium Management Held (±25%) +14.5% shares 764,847 $27.1M
Balyasny Asset Management Trimmed −36.0% shares 556,759 $19.7M
AQR Capital Management Added +27.4% shares 110,446 $3.9M
Man Group Trimmed −38.9% shares 61,239 $2.2M
Two Sigma Investments Trimmed −65.3% shares 12,500 $443K

Source: SEC EDGAR 13F filings

UPST fails-to-deliver

SEC CNS data

On 12 Aug 2026, 18,400 shares of UPST failed to deliver (about $550K).

Settlement date Shares failed Notional % of shares out
12 Aug 2026 18,400 $550K 0.019%
10 Aug 2026 4,105 $128K 0.004%
06 Aug 2026 5 $151 <0.001%
05 Aug 2026 52 $2K <0.001%
04 Aug 2026 75,432 $2.2M 0.078%
03 Aug 2026 5,223 $143K 0.005%
31 Jul 2026 50 $1K <0.001%

Source: SEC fails-to-deliver (CNS) data

UPST — frequently asked questions

From live data

How often is UPST mentioned on Reddit?

UPST was mentioned 2 times in the last 7 days across the finance subreddits we track, and 10 times over the trailing 30 days.

Is Reddit bullish or bearish on UPST?

Across 10 classified UPST mentions in the last 30 days, 50% read bullish, 10% bearish and 40% neutral. Crowd sentiment is a social signal, not investment advice.

When did UPST last report earnings?

Upstart Holdings (UPST) last reported earnings on 30 Jun 2026 for Q2 2026, per SEC filings.

Are UPST insiders buying or selling?

SEC Form 4 filings over the last 90 days show 1 buy and 10 sells by UPST insiders on the open market. A further 1 filing was a grant, award, gift or exercise rather than an open-market trade.

What exchange is UPST listed on?

Upstart Holdings trades on NASDAQ under the ticker UPST.

Answers are generated from the live figures on this page — Reddit crowd data, SEC filings and open company records — and update as the data does.