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Equity · Financial Services

UPST

NASDAQ

Upstart Holdings (UPST)

$23.67 +0.08% vs prior close Finazon · prior-day close, indicative (IEX-derived, not the official close) · Oct 21, 2026

Reddit mentioned UPST 41 times in the 30 days to 22 October 2026, across 3 of the communities we track. All of them were scored for sentiment: 51% read bullish, 22% bearish and 27% neither. Reddit data updated 22 October 2026.

Price · Chart
63 sessions
$35 $20 24 Jul 21 Oct

The line runs $26.93 on 24 July through $23.67 on 21 October, on a scale from $20 to $35. Days the market did not trade hold the previous close, flat.

Market cap $2.3B
P/E (TTM) 45.5
52-week range $22.76 – $52.84
Avg volume 224.8K
Mentions · 30d 41
Net sentiment +0.02

as of Oct 21, 2026

Upstart Holdings (UPST) · crowd attention × price

Share ↗
41 mentions

Day21 Oct 2026

MENTIONS10–6 / day
PRICE$23.67$22–$25
MOOD50%NEUTRAL
UPST over the last 30 days, plotting daily Reddit mentions as bars, left-hand scale; the daily closing price as a line on its own right-hand scale, solid across consecutive trading days, held flat and diagonally hatched over days the market was closed, diagonally hatched over days we hold no close for; the crowd's sentiment as a scattered ribbon against a dashed neutral rule — each point is the mix over the 7 days ending that day, above the rule more mentions bullish than bearish and below it the reverse — denser on days with more mentions.per day0246% bull10%30%50%70%90%usd$22$23$24$2523 Sep30 Sep8 Oct15 Oct22 Oct
UPST over the last 30 days, plotting daily Reddit mentions as bars, left-hand scale; the daily closing price as a line on its own right-hand scale, solid across consecutive trading days, held flat and diagonally hatched over days the market was closed, diagonally hatched over days we hold no close for; the crowd's sentiment as a scattered ribbon against a dashed neutral rule — each point is the mix over the 7 days ending that day, above the rule more mentions bullish than bearish and below it the reverse — denser on days with more mentions.50% BULL23 Sep8 Oct22 Oct
The Distributed Sentinel 22 Oct 2026

UPST's busiest day for Reddit mentions came at the bullish end of this window's sentiment — 100% bullish on 8 October, against 42% bullish at the other end

This chart in words

The chart plots daily Reddit mentions of UPST over the 30 days to 22 October 2026: 41 in total, busiest on 8 October with 4, and 1 on the last day counted. The line is the daily close over the same window: $24.48 on 23 September, $23.67 on 21 October. Of those days, 21 were trading sessions and the other 9 are hatched on the chart. On 8 of them no session took place, and the last close before it is carried forward rather than plotted; on 1 of them we hold no close at all, which is a gap in our own record rather than a closure we can prove. Sentiment — the bullish share of the mentions that took a side, where the chart's dashed rule marks the 50% at which bullish and bearish are even — ran from 42% bullish to 100% bullish over the 15 days that carried enough mentions to measure. 13 days either fell under the 5-mention floor or carried no bullish or bearish mention at all, and so carry no sentiment point.

Upstart Holdings (UPST) on Reddit · 30d

n = 41 scored · Method

In the 30 days to 23 Oct 2026, Upstart Holdings drew 41 Reddit mentions in the finance subreddits we track, 41 of them scored for sentiment.

UPST

51% bullish

Overall market sentiment

54% bullish

UPST reads 3 points less bullish than overall market sentiment. Same measure; same 30-day window.

Where UPST is discussed

(30d)
r/wallstreetbets 93% 38 +0.02
r/stocks 5% 2 +0.01
r/ausfinance 2% 1 +0.03

Moves with UPST

co-mention r · 31 obs

Tickers whose daily Reddit volume rose and fell with UPST's. Co-discussion, not price.

How closely daily Reddit mention counts rose and fell together over the last 30 days (31 daily observations) · Method

Upstart Holdings (UPST) insider trades

SEC Form 4 · last 90 days · newest reported trade 10 Sep 2026

In the 90 days to 23 Oct 2026, Upstart Holdings insiders reported 10 open-market sales and 1 purchase (SEC Form 4).

Open-market buys 1
Open-market sells 10
Net sold $3.10M
Non-trade filings 1
Date Insider Type Shares Value
10 Sep 2026 Gu Paul Chief Executive Officer Buy 50,000 $1.28M
08 Sep 2026 Datta Sanjay President, Capital& Enterprise Sell 116,000 $3.17M
25 Aug 2026 Mirgorodskaya Natalia See Remarks Sell 913 $27K
20 Aug 2026 Darling Scott Chief Legal Officer Sell 7,696 $216K
20 Aug 2026 Datta Sanjay President, Capital& Enterprise Sell 8,945 $251K
20 Aug 2026 Mirgorodskaya Natalia See Remarks Sell 586 $16K
19 Aug 2026 Blankmeyer Andrea Chief Financial Officer Sell 3,000 $88K
19 Aug 2026 Datta Sanjay President, Capital& Enterprise Sell 10,000 $315K
17 Aug 2026 Blankmeyer Andrea Chief Financial Officer Sell 7,175 $211K
17 Aug 2026 Darling Scott Chief Legal Officer Sell 814 $24K
17 Aug 2026 Datta Sanjay President, Capital& Enterprise Sell 2,033 $60K

Compensation mechanics Share grants, option exercises, tax withholding and transfers. They reach the same Form 4 as a trade, but they are not the insider buying or selling on the open market, so no purchase or sale value applies to them.

Date Insider Type Shares Value
08 Sep 2026 Datta Sanjay President, Capital& Enterprise Option exercise 300,000 $405K

Upstart Holdings (UPST) reported financials

SEC EDGAR XBRL SEC EDGAR

Upstart Holdings reported revenue of $1.0B for the fiscal year ended 31 Dec 2025. Net income over the same period was $53.6M.

Figure Reported Period
Revenue $1.0B 31 Dec 2025 fiscal year
Net income $53.6M 31 Dec 2025 fiscal year
Diluted EPS $0.45 31 Dec 2025 fiscal year
Total assets $3.2B 30 Jun 2026 at period end
Total equity $797.5M 30 Jun 2026 at period end

Upstart Holdings (UPST) earnings

SEC EDGAR

Upstart Holdings last reported earnings on 30 Jun 2026 for Q2 2026, with EPS of $0.16; no next date is announced in SEC filings yet.

Date Period EPS Revenue
30 Jun 2026 Q2 2026 $0.16 $365M
31 Mar 2026 Q1 2026 −$0.07 $308M
31 Dec 2025 FY 2025 $0.45 $1.04B
30 Sep 2025 Q3 2025 $0.23 $277M
30 Jun 2025 Q2 2025 $0.05 $257M
31 Mar 2025 Q1 2025 −$0.03 $213M
31 Dec 2024 FY 2024 −$1.44 $637M
30 Sep 2024 Q3 2024 −$0.07 $162M

Next report no date announced in SEC filings yet

Reported figures & scheduled dates · SEC EDGAR filings

Upstart Holdings (UPST) institutional holders (13F)

SEC Form 13F SEC EDGAR

9 of the 45 institutional funds we track reported a Upstart Holdings position for the quarter ended 30 Jun 2026 — a combined $233.4M; the latest of those filings landed 02 Sep 2026.

Fund Action Shares Value
Marshall Wace Trimmed −27.7% shares 2,370,690 $84.0M
Citadel Advisors Added +51.4% shares 955,585 $33.9M
Point72 Asset Management Held (±25%) +17.1% shares 885,159 $31.4M
Coatue Management Held (±25%) 870,947 $30.9M
Millennium Management Held (±25%) +14.5% shares 764,847 $27.1M
Balyasny Asset Management Trimmed −36.0% shares 556,759 $19.7M
AQR Capital Management Added +27.4% shares 110,446 $3.9M
Man Group Trimmed −38.9% shares 61,239 $2.2M
Two Sigma Investments Trimmed −65.3% shares 12,500 $443K

Upstart Holdings (UPST) fails-to-deliver

SEC CNS data SEC

On 29 Sep 2026, 218,789 shares of Upstart Holdings failed to deliver (about $5.0M) — the latest of 2 consecutive trading days with recorded fails.

Settlement date Shares failed Notional % of shares out
29 Sep 2026 218,789 $5.0M 0.225%
28 Sep 2026 15,461 $368K 0.016%
22 Sep 2026 186 $5K <0.001%
21 Sep 2026 3,412 $85K 0.004%
18 Sep 2026 905 $22K 0.001%
10 Sep 2026 13,500 $350K 0.014%
09 Sep 2026 220 $6K <0.001%
08 Sep 2026 169,653 $4.8M 0.174%

Congressional trades in Upstart Holdings (UPST)

STOCK Act disclosures House disclosures

The most recent congressional trade disclosed in Upstart Holdings is a sale by Thomas R. Suozzi (house, NY), dated 16 May 2022.

Date Member Type Amount
16 May 2022 filed 20 May 2022 Thomas R. Suozzi house · Democrat–NY Sale $1K–$15K
05 May 2022 filed 20 May 2022 Thomas R. Suozzi house · Democrat–NY Purchase $15K–$50K

Upstart Holdings (UPST): frequently asked questions

From live data

Have Upstart Holdings insiders bought or sold shares recently?

In the 90 days to 23 Oct 2026, Upstart Holdings insiders reported 10 open-market sales and 1 purchase (SEC Form 4). A further 1 filing was a grant, award, gift or exercise rather than an open-market trade.

How many institutions hold Upstart Holdings?

9 of the 45 institutional funds we track reported a Upstart Holdings position for the quarter ended 30 Jun 2026, per SEC Form 13F filings.

Has Upstart Holdings had fails-to-deliver recently?

Yes. The most recent SEC fails-to-deliver record for Upstart Holdings is dated 29 Sep 2026, when 218,789 shares failed to deliver.

When did Upstart Holdings last report earnings?

Upstart Holdings last reported earnings on 30 Jun 2026 for Q2 2026, with EPS of $0.16; no next date is announced in SEC filings yet.

What exchange is Upstart Holdings listed on?

Upstart Holdings trades on NASDAQ under the ticker UPST.

What is Reddit saying about Upstart Holdings?

Upstart Holdings was mentioned 5 times in the last 7 days across the finance subreddits we track, and 41 times over the trailing 30 days. Of 41 classified mentions, 51% read bullish, 22% bearish and 27% neutral. Crowd sentiment is a social signal, not investment advice.

Answers are generated from the live figures on this page — Reddit crowd data, SEC filings and open company records — and update as the data does.

Sources

  1. Finazonprior-day close, indicative (IEX-derived, not the official close), some closes dollar-rounded at the source
  2. TradingViewthe price chart widget, drawn by TradingView from their own data
  3. RedditReddit ingest across the tracked finance subreddits
  4. SEC EDGARSEC EDGAR XBRL company facts · latest period ended 30 Jun 2026
  5. SEC EDGARSEC EDGAR 13F filings
  6. SECSEC fails-to-deliver (CNS) data
  7. House disclosuresU.S. House of Representatives financial disclosures
  8. SEC EDGARValuation computed from SEC EDGAR filings