$27.44+1.42% 1DFinazon · prior-day close · Jul 31, 2026
Reddit mentioned UPST 15 times in the 30 days to 2 August 2026, across 5 of the communities we track. All of them were scored for sentiment: 80% read bullish, 0% bearish and 20% neither. Reddit data updated 2 August 2026.
The chart above plots the price of UPST over the range selected — one day to the full history — drawn by TradingView from their own data. Our own licensed end-of-day series holds 64 sessions over that window: $32.00 on 4 May 2026 through $27.44 on 31 July 2026. Finazon · prior-day close.
Market cap$2.6B
P/E (TTM)152.4
52-week range$24.21 – $84.00
Avg volume563.4K
Mentions · 30d15
Net sentiment+0.14
Finazon · prior-day close · valuation computed from SEC EDGAR filings · as of Aug 2, 2026
The Distributed Sentinel 02 Aug 2026
The crowd leans clearly bullish on UPST
This is a social signal to weigh against price and insider flow, not to trade on alone.
Reddit mentions per day — left axis
Busiest day in the window
Daily closing price, USD — right axis
Before tracking began — not zero
The chart plots daily Reddit mentions of UPST over the 30 days to 2 August 2026: 15 in total, busiest on 7 July with 2, and 1 on the last day counted. This window holds no data before 7 July 2026; the dashed lead-in marks that gap, which is not a run of zeroes. The line is the daily close over the same window: $34.45 on 6 July, $27.44 on 31 July.
The chart plots daily Reddit mentions of UPST over the 90 days to 2 August 2026: 138 in total, busiest on 5 May with 14, and 1 on the last day counted. The line is the daily close over the same window: $26.56 on 5 May, $27.44 on 31 July.
How closely daily Reddit mention counts rose and fell together over the last 30 days (31 daily observations): UPST moved most closely with DigitalOcean Holdings, Inc. (DOCN) (r = +0.93) — this measures co-discussion on Reddit, not price co-movement.
SEC Form 4 · last 90 days · newest reported trade 9 Jun 2026
Open-market buys2
Open-market sells8
Net bought$5.17M
Non-trade filings8
DateInsiderTypeSharesValue
09 Jun 2026Datta SanjayPresident, Capital& EnterpriseSell15,000$456K
26 May 2026Mirgorodskaya NataliaSee RemarksSell974$28K
20 May 2026Darling ScottChief Legal OfficerSell6,634$191K
20 May 2026Datta SanjayPresident, Capital& EnterpriseSell7,985$230K
20 May 2026Mirgorodskaya NataliaSee RemarksSell526$15K
15 May 2026Blankmeyer AndreaChief Financial OfficerSell7,044$209K
15 May 2026Darling ScottChief Legal OfficerSell727$21K
15 May 2026Datta SanjayPresident, Capital& EnterpriseSell1,817$54K
13 May 2026Gu PaulChief Executive OfficerBuy50,000$1.38M
07 May 2026Girouard DaveDirectorBuy170,240$5.00M
Compensation mechanics
Share grants, option exercises, tax withholding and transfers. They reach the same Form 4 as a trade, but they are not the insider buying or selling on the open market, so no purchase or sale value applies to them.
DateInsiderTypeSharesValue
29 May 2026Bernard Peter JDirectorAward6,476
29 May 2026Cooper Kerry WhortonDirectorAward6,476
29 May 2026Hentges MaryDirectorAward6,476
29 May 2026O'Kelly CiaranDirectorAward6,476
29 May 2026Terry Hilliard C. IIIDirectorAward6,476
29 May 2026Wennes Timothy HDirectorAward6,476
15 May 2026Mirgorodskaya NataliaSee RemarksOption exercise4,600$6K
07 May 2026Girouard DaveDirectorOption exercise835,075$693K
UPST reported financials
SEC EDGAR XBRL
UPST reported revenue of $1.0B for the fiscal year ended 31 Dec 2025. Net income over the same period was $53.6M.
FigureReportedPeriod
Revenue
$1.0B
31 Dec 2025 fiscal year
Net income
$53.6M
31 Dec 2025 fiscal year
Diluted EPS
$0.45
31 Dec 2025 fiscal year
Total assets
$3.0B
31 Mar 2026 at period end
Total equity
$733.2M
31 Mar 2026 at period end
Source: SEC EDGAR XBRL company facts · latest period ended 31 Mar 2026
UPST earnings
SEC EDGAR
DatePeriodEPSRevenue
31 Mar 2026Q1 2026$-0.07$308M
31 Dec 2025FY 2025$0.45$1.04B
30 Sep 2025Q3 2025$0.23$277M
30 Jun 2025Q2 2025$0.05$257M
31 Mar 2025Q1 2025$-0.03$213M
31 Dec 2024FY 2024$-1.44$637M
30 Sep 2024Q3 2024$-0.07$162M
30 Jun 2024Q2 2024$-0.62$128M
Reported figures & scheduled dates · SEC EDGAR filings
UPST institutional holders
SEC Form 13F
11 of the 45 institutional funds we track reported a UPST position for the quarter ended 31 Mar 2026 — a combined $194.4M; the latest of those filings landed 15 May 2026.
On 14 Jul 2026, 95 shares of UPST failed to deliver (about $3K).
Settlement dateShares failedNotional% of shares out
14 Jul 2026
95
$3K
<0.001%
08 Jul 2026
9,214
$305K
0.010%
06 Jul 2026
1,556
$54K
0.002%
02 Jul 2026
5,237
$187K
0.005%
01 Jul 2026
152
$5K
<0.001%
30 Jun 2026
888
$31K
0.001%
29 Jun 2026
2,505
$84K
0.003%
23 Jun 2026
1,850
$58K
0.002%
22 Jun 2026
4,908
$159K
0.005%
18 Jun 2026
94,600
$2.9M
0.099%
Source: SEC fails-to-deliver (CNS) data
UPST — frequently asked questions
From live data
How often is UPST mentioned on Reddit?
UPST was mentioned 6 times in the last 7 days across the finance subreddits we track, and 15 times over the trailing 30 days.
Is Reddit bullish or bearish on UPST?
Across 15 classified UPST mentions in the last 30 days, 80% read bullish, 0% bearish and 20% neutral. Crowd sentiment is a social signal, not investment advice.
When did UPST last report earnings?
Upstart Holdings (UPST) last reported earnings on 31 Mar 2026 for Q1 2026, per SEC filings.
Are UPST insiders buying or selling?
SEC Form 4 filings over the last 90 days show 2 buys and 8 sells by UPST insiders on the open market. A further 8 filings were grants, awards, gifts or exercises rather than open-market trades.
What exchange is UPST listed on?
Upstart Holdings trades on NASDAQ under the ticker UPST.
Answers are generated from the live figures on this page — Reddit crowd data, SEC filings and open company records — and update as the data does.